Cressy & Everett Real Estate Blog
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10
Mortgage Mistakes You're Too Smart to Make
Buying a house is a major decision. Your first real estate purchase will be the biggest investment you've ever made, and it will stick with you for years to come, in the form of principal payments, interest charges, and other fees. That is s why it's so important to slip out of your wide-eyed newbie mode, and develop some strategies and skills that have served countless home buyers before you. Instead of buying a house blindly, make sure you are aware of these common mortgage mistakes, and how you can avoid falling into the same pricey trap.
3
Simple and Easy Ways to Save for a Home
8 Ways to Save For A Down Payment On A House
Coming up with the down payment for a home is one of the biggest roadblocks for many first-time buyers. Many lenders require a down payment of 20 percent, which can be quite a chunk of change. Although there are lending programs that can take that percentage as low as 3.5, with 20 percent you’ll have a better chance of getting approved for a loan, a lower interest rate, more equity in your home, and a lower monthly payment. There are closing costs to consider as well. While saving for a house may seem daunting, there are simple ways to cut costs and squirrel money away.
26
How to Pick an Elkhart Neighborhood That's Right for You
4 Tips for Finding the Right Neighborhood to Buy a Home
One of the biggest secrets to finding the right home is that the neighborhood you choose is often nearly as important as the home itself. The good news is that finding the right neighborhood is actually very similar to finding the right home. It all comes down to understanding what you want, and then doing the research to see which locations best fit your needs.
So, how do you get started? Our REALTORS® in Elkhart are here to help with proven, time-tested tips for finding the right Elkhart neighborhood to call your own.
19
5 Ways to Cool Down AC Costs this Summer
Energy-saving Tips to Manage Cooling Costs
When temperatures start soaring in the Midwest, something else tends to increase too: the number at the bottom of local energy bills. Keeping your home cool and comfortable all summer can be very energy-intensive, especially during heat waves drought-filled days. In fact, the U.S. Department of Energy warns that summer AC costs, like wintertime heating costs, could make up as much as 45 percent of your total monthly utility costs. But did you know that some of these increases aren't actually inevitable?
14
First-time Home Buyers - Can You Afford that House
Are You Financially Prepared to Buy Your First Home?
Buying your first home is one of the most exciting--and stressful--events in your life. It may be the biggest purchase you ever make, so you want to choose wisely and pick a house you can afford. To make this happen, arm yourself with the right information before you start your house hunt can ultimately help you buy with confidence.
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